Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Savings today, secure tomorrow

As we progress, fulfilling all our dreams becomes difficult. Every day involves the tough tasks of careful planning, smart decision making, and careful risk taking for better opportunities. It is important to plan to sustain the lifestyle and accumulate capital for the future. An exclusively designed Emerald Plan is crafted to add to your high value investment opportunities along with insurance coverage.

This plan comes with two different options with unique features to cater to all their customers with different needs. Moreover, the unit allocation in the initial years is high which guarantees the maximization of the policy holder’s investment. Emerald Plan has an additional exclusive built-in feature of PRIMUS that provides you personalized range of elite services to give you whole new experience of world class services.

Main features:

High allocation in the initial years will provide you significant fund value at maturity.
To cater to the wider market, the policyholder will get two different options tailored according to their needs.
Protection from inflationary impact through inflation protection benefit.
To top up savings, extra funds can be invested in plan through Fund Acceleration Premium.
Option of partial or fully withdrawal benefit at any time during the plan depending on your needs.
The supplementary rider of Accidental benefit will provide additional sum assured during unexpected circumstances to maintain a decent lifestyle.

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FAQs

The plan offers high allocation in the initial years, that means a larger proportion of your premium gets invested into investment funds that provides significant fund value at maturity.

Option 1: With this option, you pay premiums for 10-15 years and get covered for the same duration. This choice provides you with balanced coverage and savings, ensuring financial security over a consistent period.

Option 2: Alternatively, you can opt for a shorter premium-paying period of 5 years, while enjoying the benefits for an extended 10-year term. This option allows for quicker premium payments, giving you more flexibility in your financial planning.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual premium required for this plan is 300,000 PKR.

PRIMUS is an exclusive incentive program for policyholders, offering discounts and special deals in various areas such as health services, travel, and entertainment, providing added value beyond insurance coverage. It's designed to enhance the overall policyholder experience as a token of appreciation for choosing our services.

Why Choose us

See what others have to say

Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

Zarnak Sidhwa

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Zarnak Sidwa, a professional chef and mother of two, shares her personal journey. Despite her husband's initial skepticism towards Life Insurance policies, tragedy struck when he was diagnosed with cancer.