Leading Life and Health Insurer and Family Takaful Operator in Pakistan

A unique plan designed especially for women

Financial planning is as important for women as it is for men. Whether you are a homemaker or a working professional, it is essential to make a timely investment for yourself and your family’s future. That is why you would be pleased to discover a life insurance policy that caters to your medium to long term needs and helps you to become financially secure.

EFU Life brings you Nisa Savings Plus Plan – it provides guaranteed financial security and life assurance protection that helps you accumulate a fund for your future financial needs. In addition, the plan comes with unique built-in female critical illness protection which provides for an additional lump sum benefit if you are diagnosed with one of the covered female cancers or female specific illnesses.

Main features:

Built-In LifeCare Female Benefit covering women centric cancers and critical illnesses.
Additional riders to enhance your insurance protection.
To top up savings, extra funds can be invested in the plan through Fund Acceleration Premium.
Hedge against inflation through the inflation protection benefit.
Option of partial or full withdrawal benefit at any time during the plan depending on your needs.

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FAQs

The Built-In benefit is a distinctive feature of the Nisa Savings Plus Plan. It offers coverage for women-centric critical illnesses and cancers. In case you are diagnosed with one of the covered female cancers or female-specific illnesses, this benefit provides an additional lump sum payment, enhancing the financial support during challenging times.

Yes, the Nisa Savings Plus Plan offers the flexibility to enhance your insurance protection through additional riders. These riders are designed to customize your coverage according to your specific needs and circumstances, providing an extra layer of security for you and your family.

You have the option to increase your savings by investing extra funds into the plan through Fund Acceleration Premium. Policyholders can choose to make FAP payments in addition to their regular premium contributions. These extra payments are directed towards the investment component of the policy, allowing for a more significant allocation to investment funds. As a result, policyholders may experience faster fund growth and potentially increased savings over time.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Absolutely, the Nisa Savings Plus Plan offers you the flexibility to access your savings based on your needs. You can make partial or full withdrawals after the second annual premium has been paid. This feature ensures that you have financial liquidity when required, without compromising the overall benefits of the plan.

All individuals aged between 18 and 55 years are eligible to buy this plan. The minimum annual premium required for this plan is 22,000 PKR.