EFU Life

Individual Family Takaful

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Bancatakaful

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Corporate Benefits

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Inclusive Takaful

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Digital Takaful

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    The plan offers various features:

    • The ability to choose different levels of takaful coverage for the same contribution.
    • Additional benefits to tailor the plan to your needs.
    • Fund Acceleration Contribution to boost savings.
    • Flexible access to savings.

    The contribution you pay will be used to purchase units in a shariah compliant fund. You can choose from different Shariah Compliant Funds based on your risk appetite and investment goals. The available takaful funds are categorized with their respective risk profiles.

    All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual contribution requirement for this plan is PKR 30,000.

    Participants can choose to make FAC payments in addition to their regular contributions. These extra contributions are directed towards the Participant Investment Account, allowing for a more significant allocation to shariah compliant funds. As a result, participants may experience faster fund growth and potentially increased savings over time.

    Yes, the plan offers additional benefits such as:

    • Takaful Accidental Death Benefit: provides an additional lump-sum benefit in case of accidental death.
    • Additional Term Takaful: offers the flexibility to increase your life cover when needed.
    • Takaful Family Income Benefit: steady monthly income, equivalent to 1% or 2% of the Basic Sum Covered.
    • Takaful Life Care Enhanced Benefit: The plan remains active after receiving a cash sum on diagnosis, ensuring continued coverage.