The Built-In Accidental Death Benefit is a feature that provides an additional sum assured in the unfortunate event of the life assured's accidental death. This benefit ensures that your loved ones receive extra financial protection in such cases. The Built-In ADB is automatically included in the plan, you don't need to purchase it separately.
The plan allows you to invest your premiums in various investment funds based on your risk preference. These funds are managed by professionals and can potentially lead to the accumulation of cash values over time.
Policyholders can choose to make FAP payments in addition to their regular premium contributions. These extra payments are directed towards the investment component of the policy, allowing for a more significant allocation to investment funds. As a result, policyholders may experience faster fund growth and potentially increased savings over time.
All individuals aged between 25 and 65 years are eligible to buy this plan. The minimum & maximum annual premium required for this plan is 40,000 PKR & 800,000 PKR respectively.