The premiums you pay will be used to purchase units in a selected fund. You can choose from different Unit Saving Funds based on your risk appetite and investment goals. The available funds are categorized with their respective risk profiles.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual premium requirement for this plan is 30,000 PKR.

The plan offers two options for protection. In case of the life assured's death, Option 1 provides the greater of the sum assured or the cash value of the plan, along with any FAP payments. Option 2 offers the sum of the sum assured and the cash value of the plan, along with FAP payments.

Policyholders can choose to make FAP payments in addition to their regular premium contributions. These extra payments are directed towards the investment component of the policy, allowing for a more significant allocation to investment funds. As a result, policyholders may experience faster fund growth and potentially increased savings over time.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Yes, the plan offers additional benefits such as:

• Accidental Death Benefit: provides an additional lump-sum benefit in case of accidental death.
• Additional Term Assurance: offers the flexibility to increase your life cover when needed.
• Family Income Benefit: steady monthly income, equivalent to 1% or 2% of the Basic Sum Assured.
• Life Care Enhanced Benefit: The policy remains active after receiving a cash sum on diagnosis, ensuring continued coverage.