Executive Pension Plus Plan

Plan wisely for your dream retirement

Ensuring that retirement is planned for is vital, especially for those who are self-employed or are working in a company that does not provide a pension.

EFU Life Executive Pension Plan ensures that you enjoy a comfortable standard of living, and helps you achieve financial independence in retirement.

Main features:

Expert Investment Management.
Multiple Pay out options to choose from at policy maturity. For instance, at maturity you have the option to withdraw the fund value as a lump sum amount, or you may select an income to be paid for your lifetime with payments guaranteed for 10 years. Alternatively you can select an income which will continue to be paid to your spouse for the rest of his/ her life in case you die first.
Access your Savings when needed.
Portability ensuring that the retirement plan stays intact and you can continue paying contributions under one plan even if your job changes.

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FAQs

The EFU Executive Pension Plus Plan is a versatile solution, combining saving and protection. It's like having a savings account that also provides life insurance. If something happens to you, it pays a lump sum to your loved ones for immediate needs. Plus, you can choose to receive regular payments, like a pension, when you retire. It's a smart way to achieve your financial goals and ensure your family's security.

The Free Look Period allows you to cancel your policy within 14 days of receiving the documents. If canceled, you're entitled to a full premium refund, deducting any expenses related to medical or clinical examinations conducted by EFU Life.

You can choose from Unit Saving Funds, such as Managed Growth Fund, Guaranteed Growth Fund, and EFU Income Growth Fund. These funds are categorized based on their risk profile, ranging from medium to low risk.

Absolutely, the Executive Pension Plus Plan offers you the flexibility to access your savings based on your needs. You can make partial or full withdrawals after the second annual premium has been paid. This feature ensures that you have financial liquidity when required, without compromising the overall benefits of the plan.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual premium required for this plan is 30,000 PKR.