Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Prepare for the unexpected with our Tahaffuz Plan

When illness strikes, it not only affects the body physically and emotionally but also brings financial stress, which can be equally devastating given the rising cost of healthcare in this day and age. A single hospital stay can stretch into weeks or even months, leaving a lasting dent in your financial stability. While illnesses are inevitable and cannot be avoided, you can prepare for such instances by securing yourself with our Tahaffuz Plan to safeguard your and your family’s future.

The Tahaffuz Plan is a simple, valuable, and affordable health insurance plan. It provides financial protection in case an unfortunate illness or accident leads to hospitalization, offering you access to a large network of carefully selected hospitals across the country for quality healthcare on a credit basis.

Main features:

Round-the clock 24 hours access to staff doctors for help during medical emergencies
Dedicated Customer Service / Call Center
Health Card for you and your dependents to grant you access to the Credit Facility at our Network Hospitals
Discounts on Outpatient Consultations and Investigations at select providers in major cities by showing your Health Card, even if outpatient treatment isn’t covered.
Access to network hospitals which include 170 top facilities across the country
Enroll three or more family members and get 10% off the premium for the 3rd member and beyond. First two members pay full premium
No claims for two years boost your Basic Annual Limit by 10% for the next year, free of charge.

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FAQs

<p>You can secure this plan for yourself, your spouse, children, and parents, covering ages up to 60 years at enrollment, with benefits extending until age 65. Children are eligible from 3 months old.</p>

Coverage does not include expenses for Pre-existing conditions (within the first 4 years), Pregnancy and Childbirth, Outpatient treatment, Congenital Birth Defects, War, Invasion, Civil unrest, Infertility, Cosmetic treatment, or routine Medical Checkups.

Network Hospitals are selected by our team of doctors based on a thorough evaluation of their services, staff, and faculty. The company has a credit arrangement with all its Network Hospitals. You can view all Network Hospitals here.

If you misplace or damage your Health Card, report it to the Individual Health Department immediately. A duplicate card will be issued after verification.

Yes, you can include eligible dependents within 30 days of their eligibility. Simply enroll them by completing the Application Form.

You cannot carry over the remaining amount to next year. Your Annual Limit is the maximum you can claim per policy period. Any excess must be covered by the insured members themselves.