It is a hospitalization reimbursement plan where in case the life assured as result of Accident or Sickness is necessarily confined as an inpatient within a hospital, for at least twenty-four (24) consecutive hours, under the continuous attendance of a Physician. The company then will upon receipt and due investigation of the claim will pay the daily benefit. If the life assured has become eligible for the main benefit as mentioned above and is confined to Intensive Care Unit (ICU) then an additional amount equal to 100% of his daily benefit would be paid to him.
It ensures easy reimbursement at a broad hospital network, personalized coverage, straightforward claims, and options for electronic or physical documents.
Exclusions include pre-existing conditions, pregnancy, deliberate injuries, intoxication, self-inflicted harm, and waiting period claims.
The plan is open for enrollment within the age range of 18 to 60 years, with coverage extending up to 61 years. Hospitalizations due to illnesses or accidents are covered, with a maximum limit of 30 days of hospitalization per year, not exceeding 15 consecutive days. The plan has a 30-day waiting period for sickness-related claims, and there's a requirement of a 30-day gap between successive hospitalizations.
Choose variant, provide info, pay via COD or online. Verify subscription, receive documents via email or physical delivery.
Hospital records, CNIC copy, signed Claim Form, Medical Certificate, FIR/Police report for accidents or violence.