Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Guaranteed protection for you and your family

We all strive to keep our families healthy and safe, yet life’s uncertainties can still catch us off guard. A sudden illness or accident can disrupt the peace of our lives, leaving us not only worried but also facing unexpected financial burdens. When hospitalization is involved, the stakes are even higher. Protecting your family with the right coverage ensures that, even in the face of the unexpected, your loved ones receive the care they need without compromising your financial future.

EFU Life Family Tahaffuz Plan provides access to quality healthcare for you and your family for a fixed cover, on a cashless basis. It is a simple, valuable, and affordable health insurance plan—a single policy that offers financial protection up to the selected benefit limit in case an unfortunate illness or accident leads to hospitalization.

Main features:

Round-the clock 24 hours access to staff doctors for help during medical emergencies
Dedicated Customer Service / Call Center
Health Card for you and your dependents to grant you access to the Credit Facility at our Network Hospitals
Discounts on Outpatient Consultations and Investigations at select providers in major cities by showing your Health Card, even if outpatient treatment isn’t covered.
Access to network hospitals which include 170 top facilities across the country
Enroll three or more family members and get 10% off the premium for the 3rd member and beyond. First two members pay full premium
No claims for two years boost your Basic Annual Limit by 10% for the next year, free of charge.

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FAQs

You can secure this plan for yourself, your spouse, children, and parents, covering ages up to 59 years at enrollment, with benefits extending until age 60. Children are eligible from 3 months old.

The covered benefits include in-patient services, including room accommodations, ICU, nursing care, physician fees, lab tests, and procedures like dialysis, chemotherapy, MRI, and CT scans. Additional benefits include emergency care, pre/post-hospitalization, international emergency cover and evacuations, local ambulance services, and credit facilities.

Network Hospitals are selected by our team of doctors based on a thorough evaluation of their services, staff, and faculty. The company has a credit arrangement with all its Network Hospitals. You can view all Network Hospitals here.

If you misplace or damage your Health Card, report it to the Individual Health Department immediately. A duplicate card will be issued after verification.

Yes, you can include eligible dependents within 30 days of their eligibility. Simply enroll them by completing the Application Form.

You cannot carry over the remaining amount to next year. Your Annual Limit is the maximum you can claim per policy period. Any excess must be covered by the insured members themselves.