Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Savings today, secure tomorrow

The Hemayah Takaful Emerald Plan caters to high-net-worth individuals, offering Shariah Compliant investment-linked plans with flexible savings and coverage.

High allocation in initial years for significant fund value at maturity.
Option to pay contributions for only 5 years, while the benefit continues for 10 years.
Built-in PRIMUS features.

Choose the Hemayah Takaful Emerald Plan from EFU Hemayah Takaful and enjoy the flexibility and coverage you need to achieve your financial goals.

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FAQs

The plan offers high allocation in the initial years, that means a larger proportion of your contribution gets invested into a Participant Investment Account which provides significant fund value at maturity.

Option 1: With this option, you pay contributions for 10-15 years and get covered for the same duration. This choice provides you with balanced coverage and savings, ensuring financial security over a consistent period.

Option 2:You can opt for a shorter contribution-paying period of 5 years, while enjoying the benefits for an extended 10-year term. This option allows for quicker contribution payments, giving you more flexibility in your financial planning.

Option 3: Alternatively, with this option, you pay contributions for 10-15 years and get covered for the same duration. This choice provides you with balanced coverage and savings, ensuring financial security over a consistent period.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual contribution required for this plan is PKR 300,000.

PRIMUS is an exclusive incentive program for Participants, offering discounts and special deals in various areas such as health services, travel, and entertainment, providing added value beyond the coverage element. It's designed to enhance the overall participant’s experience as a token of appreciation for choosing our services.