Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Today's financial decisions shape tomorrow's security

Unlock financial security for your employees with the Hemayah Takaful Group Savings Plan. Its coverage and investment combined, featuring low contributions, high returns, and inflation protection.

High Returns: Invest in EFU Takaful Growth Fund for potential high returns.
Significant Fund Value: Benefit from high initial allocation for a substantial fund value at maturity.

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Why Choose us

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Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

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Almae Jafri

Discover Almaee Hassan Jafri's unwavering commitment to his family's future. Moved by a colleague's untimely passing, he embraced life insurance as a shield against uncertainty. Follow his journey as he works tirelessly to send his son to a prestigious UK university, empowered by the security of financial planning and the promise of a brighter tomorrow.

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FAQs

To be eligible for our Group Savings Plan, individuals must be aged between 18 and 65 years. The minimum annual contribution required for this plan is PKR 7,200.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Yes, you can choose from Shariah Compliant Funds, such as EFU Takaful Growth Fund, FU Takaful Conservative Fund and EFU Takaful Aggressive Fund. These funds are categorized based on their risk profile, ranging from low to high risk.

Participants can choose to make FAC payments in addition to their regular contributions. These extra contributions are directed towards the Participant investment account, allowing for a more significant allocation to shariah compliant funds. As a result, participants may experience faster fund growth and potentially increased savings over time.