Yes, the Hemayah Takaful Nisa Savings Plus Plan offers the flexibility to enhance your coverage through additional Takaful riders. These riders are designed to customize your takaful coverage according to your specific needs and circumstances, providing an extra layer of security for you and your family.

You have the option to increase your savings by investing extra funds into the Participant Investment Account through Fund Acceleration Contribution. Participants can choose to make FAC payments in addition to their regular contributions. These extra payments allow for a more significant allocation to the Participant Investment Account. As a result, Participants may experience faster fund growth and potentially increased savings over time.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Absolutely, the Hemayah Takaful Nisa Savings Plus Plan offers you the flexibility to access your savings based on your needs. You can make partial or full withdrawals after the second annual contribution has been paid. A Wakalat-ul-Istismar fee which would be equivalent to 50% of cash value will apply if the policy is surrendered before payment of 2 full years’ contribution. This feature ensures that you have financial liquidity when required, without compromising the overall benefits of the plan.

All individuals aged between 18 and 55 years are eligible to buy this plan. The minimum annual contribution required for this plan is PKR 24,000.