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Enhance Employee Well-being with Comprehensive Healthcare Coverage

In today's interconnected world, companies must go beyond the basics to retain top talent and drive productivity. Rising healthcare costs and the demand for comprehensive benefits require more than in-house management, as employees seek security and meaningful medical coverage.

Introducing EFU Hemayah Takaful’s flexible integrated healthcare program, designed to adapt as your needs evolve. Partnering with EFU Hemayah Takaful ensures your employees receive essential protection, allowing them to focus on contributing to your company’s success.

Main Features:

  • Top-tier network hospitals selected for high standards of physician credentials and facility.
  • Personalized health card for emergencies.
  • 24/7 medical hotline and call center
  • Virtual clinic accessible via the EFU Health app [hyperlink to app].
  • Discount centers for covered participants.
  • Web portal for claims updates and tracking.

FAQs

No, there are no medical check ups required. Depending on the terms and conditions in the policy, in a few instances, all employees must disclose complete medical history of the persons to be covered under the health plan.

Per annum limit is the maximum amount of eligible benefits payable for incurred medical expenses in a single policy year.

All consultations, investigations and medications related to a hospitalization would be covered for a period of 30 days prior to and after that hospitalization. These expenses are claimable on reimbursement only.

Yes. Apart from In-patient hospitalization, the policy also covers Day Care procedures. Day care procedures are medically necessary treatment/surgical procedures that require the patient to occupy a hospital bed but do not require an overnight stay, such as, Angiography, Endoscopies, Dialysis, etc.

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