Pakistan's first specialized Health Insurance Company.

FAMILY TAHAFFUZ

FAMILY TAHAFFUZ is an In-patient Hospitalization policy which provides coverage to you, your spouse and your children above ninety (90) days old under a single policy for the same Annual Family Limit. Family Tahaffuz is a policy which covers more than one family member for a fixed cover. Here the fixed cover is shared by all the family members, i.e. if a family of four takes a cover of Rs. 500,000 the entire family can claim up to Rs. 500,000 together. FAMILY TAHAFFUZ is a simple, valuable and affordable health insurance plan. A single policy that will provide financial protection, up to the selected benefit limit, in case an unfortunate illness or accident leads to hospitalization. Moreover, in case of an accident, family can also avail the benefit of additional accidental limit in each plan. Some of the unique benefits offered under FAMILY TAHAFFUZ are:

CREDIT FACILITY

FAMILY TAHAFFUZ is designed to provide you access to large network of carefully selected Hospitals across the country for quality healthcare, on Credit Basis, in case of hospitalization.

24-Hour Medical Hotline

You have round-the clock 24 hours access to our staff doctors for help during medical emergencies. Medical Hotline Numbers will be printed on your Health Card.

Customer Service / Call Center

In case you need any clarification or facilitation regarding your policy, our dedicated customer relations / call center staff will be pleased to assist you.

Health Card

You will receive a Health Card with your policy that will contain important information about your policy. The Health Card will identify you and any of your dependents enrolled under the policy as EFU Life insured at our Network Hospitals and entitles you to the Credit Facility.

DISCOUNT CENTERS

To add greater value to our services, EFU Life Assurance Ltd has entered into a contract with some reputable providers in Karachi, Lahore, Islamabad and Rawalpindi whereby our insured members can avail discounts on Out Patient Consultation and Investigations upon presenting their Health Cards (even where outpatient treatment is not covered under the policy).These discount centers include diagnostic centers / laboratories, eye clinics and dental clinics..

However, credit will be extended for MRI, CT Scan and Thallium Scan (where available) provided prior approval has been taken from EFU Life Assurance Ltd. Discount Centers List

NETWORK HOSPITALS?

EFU Life has developed a network of around 170 carefully selected hospitals spread across the country. Some of these include: Aga Khan University Hospital (AKUH), Orthopaedic & Medical Institute (OMI), Liaquat National, Dr. Ziauddin Hospital in Karachi, Shifa International Hospital, Bilal Hospital in Islamabad Doctors Hospital, Ittefaq Trust, Fatima Memorial, Shaukat Khanum in Lahore and many more in these and other major cities/towns like Hyderabad, Sukkur, Quetta, Peshawar, Faisalabad & Multan.

You can get a complete list of Network Hospitals from our representative or download it at our website

No Claim Bonus

In case there is NO Claim on any of the family members insured under the Policy for a period of two consecutive Policy Years, the Basic Annual Limit will be enhanced by 10% with effect from the following Policy Year, free of charge. This increase in cover of your family’s health protection will help to keep pace with medical inflation and provide you peace of mind.