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FAQs

No, there are no medical check ups required. Depending on the terms and conditions in the policy, in a few instances, all employees must disclose complete medical history of the persons to be covered under the health plan.

Per annum limit is the maximum amount of eligible benefits payable for incurred medical expenses in a single policy year.

All consultations, investigations and medications related to a hospitalization would be covered for a period of 30 days prior to and after that hospitalization. These expenses are claimable on reimbursement only.

Yes. Apart from In-patient hospitalization, the policy also covers Day Care procedures. Day care procedures are medically necessary treatment/surgical procedures that require the patient to occupy a hospital bed but do not require an overnight stay, such as, Angiography, Endoscopies, Dialysis, etc.