Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Your Child’s Answer to a Brighter Tomorrow!

One of the best investments a parent can make in their lifetime is to invest in their child’s education.

Although parents do strive to give their children a good start in life by accumulating assets for them such as owning a business, property, and accumulating wealth, these can prove to be “temporary” in nature. However, one asset that remains permanent is getting an education from a reputable university – that is something no one can take away from them.

A good solid education is now a prerequisite to gaining financial stability and advancement in the competitive and technologically advanced world that your children are growing up in. Unfortunately, all too often one hears the following words: “I wish I had started saving early enough to be able to send my children to university”.

With EFU’s Education Plan, you can ensure that unlike other parents, the dreams for your children turn into a reality.

Main features:

Built in Continuation Benefit to guarantee your child’s future education
Optional Income Benefit ensures that educational expenses continue to be met in the event of your death
Period of the plan to suit your education planning
Hedge against inflation through the Inflation Protection Benefit
Choice of supplementary benefits to tailor the plan to your needs

Download Brochure Advise Me

Download Brochure
Advise Me

FAQs

In the unfortunate event of the policyholder's demise, this benefit ensures that EFU Life will step in to cover the remaining premiums. This means that the policy remains active, and the intended financial support for the beneficiaries continues uninterrupted. It's a safeguard that ensures your loved ones receive the protection and financial assistance you've planned for, even in your absence.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Policyholders can choose to make FAP payments in addition to their regular premium contributions. These extra payments are directed towards the investment component of the policy, allowing for a more significant allocation to investment funds. As a result, policyholders may experience faster fund growth and potentially increased savings over time.

An income benefit in an education insurance plan is triggered in the case of the policyholder’s death. It provides regular payouts to cover educational expenses, ensuring a consistent financial source for the insured's beneficiaries' learning needs.

Yes, both education insurance plans and life insurance plans provide financial protection in the event of the policyholder's death, the key distinction lies in their specific purposes and benefits. The former is tailored to secure funds for a child's education, while the latter offers broader financial protection for beneficiaries in various circumstances.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual premium required for this plan is 30,000 PKR.

Why Choose us

See what others have to say

Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

Zarnak Sidhwa

Cooking Expert

Zarnak Sidwa, a professional chef and mother of two, shares her personal journey. Despite her husband's initial skepticism towards Life Insurance policies, tragedy struck when he was diagnosed with cancer.