Mr. Rafique R. Bhimjee holds a B.Sc. (Hons) in Management Sciences from the University of Warwick and an MBA in Investment and Finance from Bayes Business School, London. He is a "Certified Director" accredited by the Pakistan Institute of Corporate Governance.

He has worked abroad in Merrill Lynch Asset Management in New York and the Abu Dhabi Investment Authority in the UAE before returning to Pakistan in 1983.

Mr. Rafique Bhimjee was the Chairman of the Board of Directors of EFU General Insurance Ltd. from February 1999 to July 2011. He assumed the role of Chairman at EFU Life Assurance Ltd. in July 2011. He is also a director of EFU Health Insurance Ltd. EFU Services (Pvt.) Ltd and International Foundation & Garments (Pak) (Pvt) Limited.

Mr. Taher G. Sachak is a graduate in Business Studies from Bournemouth University, and also has a post-graduate Diploma in Management Studies from Liverpool University. Following his studies, he joined the British Civil Service and after 5 years decided to pursue a career in life assurance. He held executive positions in major UK Life Assurance Companies, Allied Dunbar, Trident Life and finally Century Life before coming to Pakistan in 1993 to join EFU Life.

He was Chief Executive & Managing Director of EFU Life Assurance Limited from November 1993 to July 2023. He is now the Vice Chairman of EFU Life and also Vice Chairman of EFU Health. He is a “Certified Director” from Pakistan Institute of Corporate Governance.

Mr. Mohammed Ali Ahmed is the MD & CEO of EFU Life and has 30 years of professional experience in the life insurance industry; 22 years with EFU Life and prior to that, 8 years with State Life Insurance Corporation of Pakistan. He is a “Certified Director” from The Institute of Chartered Accountants of Pakistan.

Prior to being appointed as CEO, Ali was the Chief Strategy Officer at EFU Life. He is an Actuary by qualification and started his career at a trainee position, and over the last three decades has risen through the ranks to reach an executive management level.

Over the years, Ali has been directly responsible for diverse areas including Actuarial Services, Product Innovation, Investment Fund Management, Bancassurance Sales, Group Benefits, Marketing & Brand Management, developing Growth Segments and Digital/Mass Market/Alternative Distribution Channels. He has actively developed the enterprise level strategy for the organization, working closely with the Board to define, assess and implement strategies in all business areas of the Company.

Ali has presented in many local and international conferences, seminars, workshops on diverse topics on insurance, risk management, distribution channels, technology, and change management as well as social and economic development.

Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He served as Managing Director of EFU General Insurance Ltd from 1990 till 2011 when he was elected Chairman of the Company. He is also the Chairman of EFU Health Insurance Ltd. He was also Chairman of EFU Life Assurance Ltd. from 1999 to 2011.

He is also on the Board of Governors of SIUT and Fakhr-e-Imdad Foundation.

Mr. Hasanali Abdullah is Chartered Accountant and Certified Director from Pakistan Institute of Corporate Governance (PICG). He is associated with EFU General Insurance Limited since 1979. He was Managing Director & Chief Executive of EFU General Insurance Limited from July, 2011 to July, 2023 and is now its Vice Chairman.  He is Director of EFU Health Insurance Ltd., EFU Services (Private) Ltd., Tourism Promotion Services (Pakistan) Ltd. (owners of Serena Hotels), Honorary Treasurer of Aga Khan Hospital & Medical College Foundation, Member of National Committee of Pakistan Branch of Aga Khan University Foundation Geneva. 

He has served on the Boards, Council and Committees of various Aga Khan Development Network institutions from 1976 to 2002.  He has been Chairman of Insurance Association of Pakistan for 2008, 2010 – 11 and 2016 – 17, Chairman of Pakistan Insurance Institute 2014 – 15 and from January, 2020 to July, 2020, Director of PICG for 2011, Executive Committee Member of Federation of Pakistan Chambers of Commerce & Industries for 2011 & 2017, Director of Institute of Financial Markets of Pakistan from 2016 to 2022 and Vice President of German – Pakistan Chamber of Commerce & Industry from 2021 to 2022.

Mr. Ali Raza Siddiqui holds Bachelor of Arts Degree from Cornell University, USA with Double majors in Economics and Government. 

He is a Partner at JS Private Equity. From 2005-2010, he was an Executive Director at JS Investments Limited. Prior to joining JS Group he was Assistant Vice President at AIM Investments in Houston, a wholly owned subsidiary of INVESCO (formerly known as AMVESCAP PLC). At AIM, Mr. Siddiqui was part of a team responsible for the management of over USD 60 billion in fixed income assets.

Mr. Siddiqui serves on the Board of EFU General Insurance Ltd., Jahangir Siddiqui & Co. Ltd., the Mahvash & Jahangir Siddiqui Foundation and EFU Services (Private) Limited. He is additionally a trustee for Fakhre-e-Imdad Foundation, Manzil Pakistan and the Organization for Social Development Initiatives.

He is a “Certified Director” from Pakistan Institute of Corporate Governance and holds an Honorary Doctorate from The University of Bolton.

Daanish Bhimjee has been working in the financial services sector for over 15 years. His most recent position was with Standard Chartered Bank, where he was a Managing Director in charge of Financial Institutions Investment Banking for Africa and Middle East. Prior to that he was with Barclays Investment Bank and Rothschild in the UK.

Daanish has advised insurance, bank and government clients on a wide variety of M&A, strategic advisory and capital raising projects across Europe, Middle East and Africa. He has worked on projects in over 20 countries and advised on transactions with aggregate valuations in excess of $150 billion. Daanish is a chartered accountant from the Institute of Chartered Accountants of England and Wales. He has a degree in Economics from the University of Cambridge.

Rukhsana Shah retired as Federal Secretary, Ministry of Textile Industry after 35 years in government service. In 2015, she set up the Autism Welfare Trust in Lahore, with an office in Karachi, to create awareness about Autism, ADHD and Learning Disabilities in Pakistan, and to train parents and teachers of special and mainstream schools in the management of these disabilities.

From January 2016, she served as a nominee director of the Ministry of Finance on the Board of First Women Bank Limited for three years. At present, she is an independent director of Suzuki Motor Company in Pakistan and an Honorary Member of Punjab Institute of Mental Health and Future Trust. She completed her Directors’ Training Programme in December 2017 from LUMS.

She has served as a member of the Child Care Commission set up by the Chief Justice of Lahore High Court in 2018, contributed meaningfully to the Sindh Act for Empowerment of Persons with Disabilities Act 2018, was called upon by the Lahore High Court as a resource person to finalize the Punjab Act on Empowerment of Persons with Disabilities in 2022, and is on various government and civil society organisations/committees relating to Inclusive Education and Rights of Persons with Disabilities.

Rukhsana Shah also writes for Dawn on Disability, and Social and Human Rights issues.

Ruhail Muhammad’s career spans over 35 years in general management, business development, strategy, financial planning, and people development. He has held various C-suite positions in companies focusing on a diverse range of activities from Chemicals to Energy. He is currently CEO of Lucky Electric Power Company Limited, a 660MW IPP subsidiary of Lucky Cement. 

Prior to this, he was CEO of Hub Power Holdings Ltd, a subsidiary of HUBCO, Pakistan’s largest IPP. He was responsible for managing the growing portfolio of HUBCO, evaluating onshore & offshore acquisitions, project financing, economic evaluation of all growth projects, and financial re-engineering to support the growth vision of the Company. Prior to HUBCO, he was the CEO of Engro Fertilizers from 2012-2018. 

He has served on the Boards of Engro Corp, various Engro subsidiaries, K Electric, Pakistan Institute of Corporate Governance, British Overseas School, KP Energy Board (PEDO), and as Chairman of Pakistan Mercantile Exchange Limited. Currently, He is serving on the boards of Lucky Electric Power Company Limited and other Lucky Group entities, Network of Organizations Working For People With Disabilities Pakistan (NOWPDP-NGO), NBP Funds, and as Chairman of Dawood Lawrencepur Limited. He is a CFA Charter Holder and holds an MBA degree from the Institute of Business Administration, Pakistan. He has attended the Advanced Management Program at INSEAD as well as an Agri-Business certification from the Harvard Business School.

Ahsen Ahmed has been working in the textile sector for over 15 years. He has developed and researched new components for textile auxiliaries. He has also developed multiple performance filament yarns for specialized applications. He has also contributed in the export-oriented textile sector by setting up the weaving industry and buying house for denim garment for the purpose of export.

He has a degree in Economics from Denison University, Granville, Ohio. Currently, he holds directorship in Abid Industries and Sind Industries since 2003. In addition to that, he is also a director in Denim Dynamics from 2017.

He has served in the board of Machinery Equipment Ltd. also from 2003 to 2013; JS Global Capital Ltd. from 2006 to 2012 and JSIL from 2013 to 2019.

Syed Saad Salman is the CEO of Falcon-I Private Limited. With over 12 years of experience with the company, he has played a pivotal role in revamping its strategy and culture, leading to phenomenal growth. Falcon-I is now the largest privately owned IoT telematics company in Pakistan.

Saad has worked in the Corporate and Investment Banking Division of Allied Bank Limited and served as an analyst at Citibank. He has also served on the Board of Sophia Textile and currently holds positions on the Board of BioMasdar (Pakistan) Limited and is a Director in Deliverydevs Private Limited.

Saad holds a Bachelor of Arts Degree with Honors in Accounting and Finance from Durham University in the UK. Furthermore, he has completed Executive Education from IMD in Switzerland, obtained a Canadian Security Certificate, CFA Level 2 and is a Certified Director from the Pakistan Institute of Corporate Governance.